Credit card companies move FAST

And so it begins. At the urging of credit card companies and their cohorts, the federal government takes a step to make it more difficult to file bankruptcy. Now I read that major credit card companies are doubling their monthly minimum payment requirements. Why? Because they can. They'll make their money back, because those people who can no longer make the minimum payment will be forced to default, and their interest rates will double. And they can't file for bankruptcy because it won't matter. You'll never get back on a level playing field.
There are a lot of people living from paycheck to paycheck, myself included. And yes, I have significant credit card debt.
I accept most of the blame for this, but some of the blame has to go to the credit card companies. They make it SO easy. They know how much you make. They know how much you owe. They access your credit report to decide if you're creditworthy, and if you have a few dollars left over at the end of the pay period, they flood you with credit card offers with 0 interest for a period of time, and promises of low interest rates after that. So occasionally, you apply for one. You might want to make a major purchase, or you might need an expensive car repair that you can't afford otherwise.
But mostly, you're responsible, and you spend Sunday afternoons shredding mail that has too much of your personal information printed on it, so no one else can use those "special codes" on those offers with your name to apply for credit.
The good news is, if you can afford the higher minimums, and don't use your credit cards, you can get out of debt sooner. The bad news is, if you're living paycheck to paycheck like I am, you have to figure out a way to afford the new minimums.
Sorry, folks, I have enough to worry about. I'm juggling already, I have medical bills coming in fast and furious, with a lot more of that to look forward to this year. And now I need to find a second job when I live in a town where a lot of people have a hard time finding a first job. Boy, am I looking forward to a bleeding ulcer that will bring in YET MORE medical bills.
I'm NEVER voting for another Republican again. EVER.